Before starting your pole barn home project, it's important to consult with your local bank to determine if they offer financing for this type of construction. Most lenders will require detailed information on both the overall construction costs and your personal financial situation. The cost to build a finished pole barn home can vary widely, typically ranging from $125 to $250 or more per square foot, depending on the final size and features you choose.
After acquiring your land, it's important to develop a clear plan for property utilities, access to the building site, and site preparation. You’ll need to decide who will handle the excavation work—whether it's you or a general contractor (GC)—and establish a cut-and-fill plan to ensure your site is properly graded for construction. These steps are crucial for setting the foundation of your pole barn home project and ensuring everything is in place before building begins.
Permit requirements for pole barn homes vary by county, and each permit will outline key details such as setbacks, zoning criteria, and building use regulations. In addition to the primary building permit, your specific site may require additional permits for septic systems, roadway access, drainage, or other trades. It’s essential to understand and comply with these local requirements to ensure your project moves forward smoothly.
Pole barn homes offer complete customization, meaning there are no set floor plans to follow. FBi will work with you to design the exterior of your home based on your vision. While we don’t have in-house architects or interior designers for the interior layout, we can assist you in finding the right professional to create your perfect living space. Alternatively, you're free to choose your own designer to bring your interior layout to life.
FBi is responsible for constructing the exterior shell of your pole barn home. However, finishing the interior will require the expertise of a general contractor (GC). If needed, FBi can assist in connecting you with trusted GCs to complete the interior. For those looking to save on costs, some customers choose to finish the interior themselves.
In this video, Blair Neihouser, VP of Sales, walks you through the crucial steps to take when starting your pole barn home project. Whether you're a first-time builder or looking to expand your knowledge, Blair's expertise will guide you through the four key factors you need to consider:
FBi Buildings has partnered with First Federal Bank of Kansas City to offer financing options for your residential home project.
Why First Federal Bank of Kansas City?
Ready to finance your residential home? Share your plans with First Federal Bank to request potential financing options or fill out the online application to get started.
*All loans are subject to credit approval by First Federal Bank of Kansas City.
First Federal Bank of Kansas City is an Equal Housing Lender and Member FDIC.
